City Comparison

Allentown vs Reading

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Reading

Pennsylvania
89
Below Average
$155,000
Median Home
$1,050/mo
Median Rent
$45,600
Median Income

The Verdict

10.1%

Living in Reading costs 10.1% less than Allentown. To match the purchasing power of a $75,000 salary in Allentown, you would need $68,112 in Reading.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
62
Reading
Groceries
101
Allentown
96
Reading
Utilities
102
Allentown
105
Reading
Transportation
103
Allentown
108
Reading
Healthcare
83
Allentown
89
Reading

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $68,112 in Reading.

Conversely, $75,000 in Reading equals $82,584 in Allentown.

Living in Allentown vs Reading

Housing Costs

Allentown's housing index of 109 is higher Reading's 62, translating to median home prices of $232,000 vs $155,000. The $77,000 difference in home prices means roughly $5,004 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,050/mo in Reading, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 96 in Reading. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $456/month in Reading. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 105 in Reading. Monthly utility bills average approximately $408 in Allentown vs $420 in Reading. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 89 in Reading. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $45,600 in Reading. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $51,236 respectively. Allentown residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,064/month in Reading. In Allentown, median rent of $1,225/mo fits within this budget. In Reading, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.

Frequently Asked Questions

Reading is 10.1% more affordable overall with an index of 89 vs 98.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $68,112 in Reading, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Reading's is 62 with median homes at $155,000.

Moving & Relocation Resources

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