City Comparison

Allentown vs Racine

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Racine

Wisconsin
88
Below Average
$126,000
Median Home
$1,025/mo
Median Rent
$57,700
Median Income

The Verdict

11.4%

The cost gap between these cities is 11.4%, with Racine being the more affordable option. A $75,000 income in Allentown has equivalent purchasing power to $67,347 in Racine.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
66
Racine
Groceries
101
Allentown
97
Racine
Utilities
102
Allentown
94
Racine
Transportation
103
Allentown
90
Racine
Healthcare
83
Allentown
111
Racine

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $67,347 in Racine.

Conversely, $75,000 in Racine equals $83,523 in Allentown.

Living in Allentown vs Racine

Housing Costs

Allentown's housing index of 109 is higher Racine's 66, translating to median home prices of $232,000 vs $126,000. The $106,000 difference in home prices means roughly $6,888 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,025/mo in Racine, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 97 in Racine. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $461/month in Racine. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 94 in Racine. Monthly utility bills average approximately $408 in Allentown vs $376 in Racine. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 111 in Racine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 28-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $57,700 in Racine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $65,568 respectively. Racine residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,346/month in Racine. In Allentown, median rent of $1,225/mo fits within this budget. In Racine, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Racine is 11.4% more affordable overall with an index of 88 vs 98.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $67,347 in Racine, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Racine's is 66 with median homes at $126,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases