Allentown vs Philadelphia

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $81,122 in Philadelphia.

Conversely, $75,000 in Philadelphia equals $69,340 in Allentown.

Living in Allentown vs Philadelphia

Housing Costs

Allentown's housing index of 109 is higher Philadelphia's 107, translating to median home prices of $232,000 vs $240,000. The $8,000 difference in home prices means roughly $516 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,400/mo in Philadelphia, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 104 in Philadelphia. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $494/month in Philadelphia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 113 in Philadelphia. Monthly utility bills average approximately $408 in Allentown vs $452 in Philadelphia. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 83 in Allentown and 101 in Philadelphia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $49,127 in Philadelphia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $46,346 respectively. Allentown residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,146/month in Philadelphia. In Allentown, median rent of $1,225/mo fits within this budget. In Philadelphia, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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