City Comparison

Allentown vs Olympia

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

The Verdict

12.5%

Living in Allentown costs 12.5% less than Olympia. To match the purchasing power of a $75,000 salary in Allentown, you would need $85,714 in Olympia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
131
Olympia
Groceries
101
Allentown
105
Olympia
Utilities
102
Allentown
91
Olympia
Transportation
103
Allentown
129
Olympia
Healthcare
83
Allentown
124
Olympia

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $85,714 in Olympia.

Conversely, $75,000 in Olympia equals $65,625 in Allentown.

Living in Allentown vs Olympia

Housing Costs

Allentown's housing index of 109 is lower Olympia's 131, translating to median home prices of $232,000 vs $495,000. The $263,000 difference in home prices means roughly $17,100 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,600/mo in Olympia, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $499/month in Olympia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 91 in Olympia. Monthly utility bills average approximately $408 in Allentown vs $364 in Olympia. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 83 in Allentown and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 41-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,897/month in Olympia. In Allentown, median rent of $1,225/mo fits within this budget. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 41 index points — focus your budget analysis there.

Frequently Asked Questions

Allentown is 12.5% more affordable overall with an index of 98 vs 112.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $85,714 in Olympia, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Olympia's is 131 with median homes at $495,000.

Moving & Relocation Resources

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