City Comparison

Allentown vs Odessa

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

The Verdict

15.3%

Living in Odessa costs 15.3% less than Allentown. To match the purchasing power of a $75,000 salary in Allentown, you would need $65,051 in Odessa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
72
Odessa
Groceries
101
Allentown
96
Odessa
Utilities
102
Allentown
100
Odessa
Transportation
103
Allentown
93
Odessa
Healthcare
83
Allentown
96
Odessa

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $65,051 in Odessa.

Conversely, $75,000 in Odessa equals $86,471 in Allentown.

Living in Allentown vs Odessa

Housing Costs

Allentown's housing index of 109 is higher Odessa's 72, translating to median home prices of $232,000 vs $223,000. The $9,000 difference in home prices means roughly $588 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,150/mo in Odessa, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $456/month in Odessa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 100 in Odessa. Monthly utility bills average approximately $408 in Allentown vs $400 in Odessa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,715/month in Odessa. In Allentown, median rent of $1,225/mo fits within this budget. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 15.3% more affordable overall with an index of 85 vs 98.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $65,051 in Odessa, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Odessa's is 72 with median homes at $223,000.

Moving & Relocation Resources

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