City Comparison

Allentown vs New Bedford

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

The Verdict

12.5%

Living in Allentown costs 12.5% less than New Bedford. To match the purchasing power of a $75,000 salary in Allentown, you would need $85,714 in New Bedford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
116
New Bedford
Groceries
101
Allentown
104
New Bedford
Utilities
102
Allentown
145
New Bedford
Transportation
103
Allentown
108
New Bedford
Healthcare
83
Allentown
118
New Bedford

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $85,714 in New Bedford.

Conversely, $75,000 in New Bedford equals $65,625 in Allentown.

Living in Allentown vs New Bedford

Housing Costs

Allentown's housing index of 109 is lower New Bedford's 116, translating to median home prices of $232,000 vs $371,000. The $139,000 difference in home prices means roughly $9,036 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,225/mo in New Bedford, a monthly difference of $0.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $494/month in New Bedford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 145 in New Bedford. Monthly utility bills average approximately $408 in Allentown vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 83 in Allentown and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 35-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $50,893 respectively. Allentown residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,330/month in New Bedford. In Allentown, median rent of $1,225/mo fits within this budget. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Allentown is 12.5% more affordable overall with an index of 98 vs 112.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $85,714 in New Bedford, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while New Bedford's is 116 with median homes at $371,000.

Moving & Relocation Resources

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