City Comparison

Allentown vs Midland

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Midland

Texas
92
Below Average
$269,000
Median Home
$1,450/mo
Median Rent
$89,600
Median Income

The Verdict

6.5%

Midland is 6.5% less expensive than Allentown overall. A household earning $75,000 in Allentown would need approximately $70,408 in Midland to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
84
Midland
Groceries
101
Allentown
96
Midland
Utilities
102
Allentown
99
Midland
Transportation
103
Allentown
91
Midland
Healthcare
83
Allentown
110
Midland

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $70,408 in Midland.

Conversely, $75,000 in Midland equals $79,891 in Allentown.

Living in Allentown vs Midland

Housing Costs

Allentown's housing index of 109 is higher Midland's 84, translating to median home prices of $232,000 vs $269,000. The $37,000 difference in home prices means roughly $2,400 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,450/mo in Midland, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 96 in Midland. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $456/month in Midland. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 99 in Midland. Monthly utility bills average approximately $408 in Allentown vs $396 in Midland. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 110 in Midland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 27-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $89,600 in Midland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $97,391 respectively. Midland residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $2,091/month in Midland. In Allentown, median rent of $1,225/mo fits within this budget. In Midland, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Midland is 6.5% more affordable overall with an index of 92 vs 98.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $70,408 in Midland, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Midland's is 84 with median homes at $269,000.

Moving & Relocation Resources

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