City Comparison

Allentown vs Lubbock

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Lubbock

Texas
83
Very Affordable
$175,000
Median Home
$950/mo
Median Rent
$49,834
Median Income

The Verdict

18.1%

Living in Lubbock costs 18.1% less than Allentown. To match the purchasing power of a $75,000 salary in Allentown, you would need $63,520 in Lubbock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
59
Lubbock
Groceries
101
Allentown
93
Lubbock
Utilities
102
Allentown
96
Lubbock
Transportation
103
Allentown
97
Lubbock
Healthcare
83
Allentown
90
Lubbock

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $63,520 in Lubbock.

Conversely, $75,000 in Lubbock equals $88,554 in Allentown.

Living in Allentown vs Lubbock

Housing Costs

Allentown's housing index of 109 is higher Lubbock's 59, translating to median home prices of $232,000 vs $175,000. The $57,000 difference in home prices means roughly $3,708 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $950/mo in Lubbock, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 93 in Lubbock. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $442/month in Lubbock. Lubbock offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 96 in Lubbock. Monthly utility bills average approximately $408 in Allentown vs $384 in Lubbock. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 90 in Lubbock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $49,834 in Lubbock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $60,041 respectively. Lubbock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,163/month in Lubbock. In Allentown, median rent of $1,225/mo fits within this budget. In Lubbock, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.

Frequently Asked Questions

Lubbock is 18.1% more affordable overall with an index of 83 vs 98.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $63,520 in Lubbock, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Lubbock's is 59 with median homes at $175,000.

Moving & Relocation Resources

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