City Comparison

Allentown vs Lincoln

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Lincoln

Nebraska
93
Below Average
$264,000
Median Home
$1,075/mo
Median Rent
$71,900
Median Income

The Verdict

5.4%

The cost gap between these cities is 5.4%, with Lincoln being the more affordable option. A $75,000 income in Allentown has equivalent purchasing power to $71,173 in Lincoln.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
77
Lincoln
Groceries
101
Allentown
98
Lincoln
Utilities
102
Allentown
93
Lincoln
Transportation
103
Allentown
97
Lincoln
Healthcare
83
Allentown
102
Lincoln

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $71,173 in Lincoln.

Conversely, $75,000 in Lincoln equals $79,032 in Allentown.

Living in Allentown vs Lincoln

Housing Costs

Allentown's housing index of 109 is higher Lincoln's 77, translating to median home prices of $232,000 vs $264,000. The $32,000 difference in home prices means roughly $2,076 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,075/mo in Lincoln, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 98 in Lincoln. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $466/month in Lincoln. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 93 in Lincoln. Monthly utility bills average approximately $408 in Allentown vs $372 in Lincoln. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 102 in Lincoln. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $71,900 in Lincoln. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $77,312 respectively. Lincoln residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,678/month in Lincoln. In Allentown, median rent of $1,225/mo fits within this budget. In Lincoln, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

Lincoln is 5.4% more affordable overall with an index of 93 vs 98.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $71,173 in Lincoln, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Lincoln's is 77 with median homes at $264,000.

Moving & Relocation Resources

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