Allentown vs Lafayette
Cost of Living Comparison · 2026
Allentown
Lafayette
The Verdict
Living in Lafayette costs 8.9% less than Allentown. To match the purchasing power of a $75,000 salary in Allentown, you would need $68,878 in Lafayette.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Allentown has the same purchasing power as $68,878 in Lafayette.
Conversely, $75,000 in Lafayette equals $81,667 in Allentown.
Living in Allentown vs Lafayette
Housing Costs
Allentown's housing index of 109 is higher Lafayette's 73, translating to median home prices of $232,000 vs $214,000. The $18,000 difference in home prices means roughly $1,176 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,100/mo in Lafayette, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 101 in Allentown and 96 in Lafayette. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $456/month in Lafayette. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 97 in Lafayette. Monthly utility bills average approximately $408 in Allentown vs $388 in Lafayette. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 83 in Allentown and 80 in Lafayette. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,500 in Allentown and $61,900 in Lafayette. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $68,778 respectively. Lafayette residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,444/month in Lafayette. In Allentown, median rent of $1,225/mo fits within this budget. In Lafayette, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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