City Comparison

Allentown vs Hilo

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Hilo

Hawaii
132
Expensive
$555,000
Median Home
$1,575/mo
Median Rent
$78,700
Median Income

The Verdict

25.8%

Living in Allentown costs 25.8% less than Hilo. To match the purchasing power of a $75,000 salary in Allentown, you would need $101,020 in Hilo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
149
Hilo
Groceries
101
Allentown
149
Hilo
Utilities
102
Allentown
218
Hilo
Transportation
103
Allentown
146
Hilo
Healthcare
83
Allentown
118
Hilo

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $101,020 in Hilo.

Conversely, $75,000 in Hilo equals $55,682 in Allentown.

Living in Allentown vs Hilo

Housing Costs

Allentown's housing index of 109 is lower Hilo's 149, translating to median home prices of $232,000 vs $555,000. The $323,000 difference in home prices means roughly $21,000 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,575/mo in Hilo, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $708/month in Hilo. Allentown offers a meaningful advantage on everyday food costs, saving roughly $2736/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 218 in Hilo. Monthly utility bills average approximately $408 in Allentown vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 83 in Allentown and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 35-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $59,621 respectively. Hilo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,836/month in Hilo. In Allentown, median rent of $1,225/mo fits within this budget. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 116 index points — focus your budget analysis there.

Frequently Asked Questions

Allentown is 25.8% more affordable overall with an index of 98 vs 132.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $101,020 in Hilo, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Hilo's is 149 with median homes at $555,000.

Moving & Relocation Resources

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