City Comparison

Allentown vs Duluth

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Duluth

Minnesota
85
Very Affordable
$268,000
Median Home
$1,025/mo
Median Rent
$68,800
Median Income

The Verdict

15.3%

Duluth is 15.3% less expensive than Allentown overall. A household earning $75,000 in Allentown would need approximately $65,051 in Duluth to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
88
Duluth
Groceries
101
Allentown
99
Duluth
Utilities
102
Allentown
94
Duluth
Transportation
103
Allentown
100
Duluth
Healthcare
83
Allentown
123
Duluth

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $65,051 in Duluth.

Conversely, $75,000 in Duluth equals $86,471 in Allentown.

Living in Allentown vs Duluth

Housing Costs

Allentown's housing index of 109 is higher Duluth's 88, translating to median home prices of $232,000 vs $268,000. The $36,000 difference in home prices means roughly $2,340 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,025/mo in Duluth, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 99 in Duluth. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $470/month in Duluth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 94 in Duluth. Monthly utility bills average approximately $408 in Allentown vs $376 in Duluth. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 123 in Duluth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 40-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $68,800 in Duluth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $80,941 respectively. Duluth residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,605/month in Duluth. In Allentown, median rent of $1,225/mo fits within this budget. In Duluth, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Duluth is 15.3% more affordable overall with an index of 85 vs 98.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $65,051 in Duluth, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Duluth's is 88 with median homes at $268,000.

Moving & Relocation Resources

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