City Comparison

Allentown vs Columbia

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Columbia

Maryland
132
Expensive
$430,000
Median Home
$1,900/mo
Median Rent
$112,738
Median Income

The Verdict

25.8%

Allentown is 25.8% less expensive than Columbia overall. A household earning $75,000 in Allentown would need approximately $101,020 in Columbia to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
172
Columbia
Groceries
101
Allentown
104
Columbia
Utilities
102
Allentown
110
Columbia
Transportation
103
Allentown
106
Columbia
Healthcare
83
Allentown
101
Columbia

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $101,020 in Columbia.

Conversely, $75,000 in Columbia equals $55,682 in Allentown.

Living in Allentown vs Columbia

Housing Costs

Allentown's housing index of 109 is lower Columbia's 172, translating to median home prices of $232,000 vs $430,000. The $198,000 difference in home prices means roughly $12,876 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,900/mo in Columbia, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 104 in Columbia. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $494/month in Columbia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 110 in Columbia. Monthly utility bills average approximately $408 in Allentown vs $440 in Columbia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 101 in Columbia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $112,738 in Columbia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $85,408 respectively. Columbia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $2,631/month in Columbia. In Allentown, median rent of $1,225/mo fits within this budget. In Columbia, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 63 index points — focus your budget analysis there.

Frequently Asked Questions

Allentown is 25.8% more affordable overall with an index of 98 vs 132.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $101,020 in Columbia, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Columbia's is 172 with median homes at $430,000.

Moving & Relocation Resources

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