Allentown vs Champaign

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $61,990 in Champaign.

Conversely, $75,000 in Champaign equals $90,741 in Allentown.

Living in Allentown vs Champaign

Housing Costs

Allentown's housing index of 109 is higher Champaign's 83, translating to median home prices of $232,000 vs $215,000. The $17,000 difference in home prices means roughly $1,104 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,100/mo in Champaign, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 98 in Champaign. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $466/month in Champaign. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 106 in Champaign. Monthly utility bills average approximately $408 in Allentown vs $424 in Champaign. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 90 in Champaign. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $56,100 in Champaign. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $69,259 respectively. Champaign residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $1,309/month in Champaign. In Allentown, median rent of $1,225/mo fits within this budget. In Champaign, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

As an Amazon Associate we earn from qualifying purchases