City Comparison

Allentown vs Cary

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Cary

North Carolina
106
Above Average
$500,000
Median Home
$1,850/mo
Median Rent
$117,400
Median Income

The Verdict

7.5%

The cost gap between these cities is 7.5%, with Allentown being the more affordable option. A $75,000 income in Allentown has equivalent purchasing power to $81,122 in Cary.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
152
Cary
Groceries
101
Allentown
101
Cary
Utilities
102
Allentown
97
Cary
Transportation
103
Allentown
89
Cary
Healthcare
83
Allentown
113
Cary

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $81,122 in Cary.

Conversely, $75,000 in Cary equals $69,340 in Allentown.

Living in Allentown vs Cary

Housing Costs

Allentown's housing index of 109 is lower Cary's 152, translating to median home prices of $232,000 vs $500,000. The $268,000 difference in home prices means roughly $17,424 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,850/mo in Cary, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 101 in Cary. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $480/month in Cary. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 97 in Cary. Monthly utility bills average approximately $408 in Allentown vs $388 in Cary. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 113 in Cary. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 30-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $117,400 in Cary. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $110,755 respectively. Cary residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $2,739/month in Cary. In Allentown, median rent of $1,225/mo fits within this budget. In Cary, median rent of $1,850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Allentown is 7.5% more affordable overall with an index of 98 vs 106.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $81,122 in Cary, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Cary's is 152 with median homes at $500,000.

Moving & Relocation Resources

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