City Comparison

Allentown vs Birmingham

Cost of Living Comparison · 2026

Allentown

Pennsylvania
98
Average
$232,000
Median Home
$1,225/mo
Median Rent
$55,500
Median Income

Birmingham

Alabama
87
Below Average
$165,000
Median Home
$1,000/mo
Median Rent
$38,178
Median Income

The Verdict

12.6%

The cost gap between these cities is 12.6%, with Birmingham being the more affordable option. A $75,000 income in Allentown has equivalent purchasing power to $66,582 in Birmingham.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
109
Allentown
67
Birmingham
Groceries
101
Allentown
96
Birmingham
Utilities
102
Allentown
92
Birmingham
Transportation
103
Allentown
99
Birmingham
Healthcare
83
Allentown
91
Birmingham

Salary Equivalence

A $75,000 salary in Allentown has the same purchasing power as $66,582 in Birmingham.

Conversely, $75,000 in Birmingham equals $84,483 in Allentown.

Living in Allentown vs Birmingham

Housing Costs

Allentown's housing index of 109 is higher Birmingham's 67, translating to median home prices of $232,000 vs $165,000. The $67,000 difference in home prices means roughly $4,356 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,225/mo in Allentown compared to $1,000/mo in Birmingham, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 101 in Allentown and 96 in Birmingham. A household spending the national average of $475/month on groceries would pay approximately $480/month in Allentown vs $456/month in Birmingham. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Allentown and 92 in Birmingham. Monthly utility bills average approximately $408 in Allentown vs $368 in Birmingham. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 83 in Allentown and 91 in Birmingham. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,500 in Allentown and $38,178 in Birmingham. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,633 and $43,883 respectively. Allentown residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Allentown vs $891/month in Birmingham. In Allentown, median rent of $1,225/mo fits within this budget. In Birmingham, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 42 index points — focus your budget analysis there.

Frequently Asked Questions

Birmingham is 12.6% more affordable overall with an index of 87 vs 98.
A $75,000 salary in Allentown has equivalent purchasing power to approximately $66,582 in Birmingham, based on the cost of living difference.
Allentown's housing index is 109 with median homes at $232,000, while Birmingham's is 67 with median homes at $165,000.

Moving & Relocation Resources

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