Side-by-side cost of living comparison for 2026
49% cheaper
Albuquerque is 49% more affordable than San Jose. A $75,000 salary in San Jose is equivalent to $37,912 in Albuquerque.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New Mexico salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. Albuquerque has a housing index of 80 while San Jose sits at 308 (national average = 100). The median home in Albuquerque costs $260,000 compared to $1,300,000 in San Jose, a difference of $1,040,000. Monthly rent follows a similar pattern: $1,100 in Albuquerque versus $3,100 in San Jose.
Groceries and everyday expenses show a notable difference: Albuquerque scores 97 while San Jose scores 110.
Healthcare costs in Albuquerque (94) are lower than San Jose (112).
Median household income in Albuquerque is $52,911 compared to $117,324 in San Jose. When adjusted for cost of living, income goes further in Albuquerque.
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