City Comparison

Albuquerque vs Overland Park

Cost of Living Comparison · 2026

Albuquerque

New Mexico
92
Below Average
$260,000
Median Home
$1,100/mo
Median Rent
$52,911
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

13.2%

Living in Albuquerque costs 13.2% less than Overland Park. To match the purchasing power of a $75,000 salary in Albuquerque, you would need $86,413 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Albuquerque
109
Overland Park
Groceries
97
Albuquerque
96
Overland Park
Utilities
95
Albuquerque
98
Overland Park
Transportation
99
Albuquerque
95
Overland Park
Healthcare
94
Albuquerque
102
Overland Park

Salary Equivalence

A $75,000 salary in Albuquerque has the same purchasing power as $86,413 in Overland Park.

Conversely, $75,000 in Overland Park equals $65,094 in Albuquerque.

Living in Albuquerque vs Overland Park

Housing Costs

Albuquerque's housing index of 80 is lower Overland Park's 109, translating to median home prices of $260,000 vs $414,000. The $154,000 difference in home prices means roughly $10,008 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Albuquerque compared to $1,450/mo in Overland Park, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 97 in Albuquerque and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $461/month in Albuquerque vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Albuquerque and 98 in Overland Park. Monthly utility bills average approximately $380 in Albuquerque vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 94 in Albuquerque and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,911 in Albuquerque and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,512 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,235/month to housing in Albuquerque vs $2,445/month in Overland Park. In Albuquerque, median rent of $1,100/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Albuquerque is 13.2% more affordable overall with an index of 92 vs 106.
A $75,000 salary in Albuquerque has equivalent purchasing power to approximately $86,413 in Overland Park, based on the cost of living difference.
Albuquerque's housing index is 80 with median homes at $260,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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