City Comparison

Albuquerque vs Ogden

Cost of Living Comparison · 2026

Albuquerque

New Mexico
92
Below Average
$260,000
Median Home
$1,100/mo
Median Rent
$52,911
Median Income

Ogden

Utah
107
Above Average
$385,000
Median Home
$1,250/mo
Median Rent
$70,100
Median Income

The Verdict

14.0%

Living in Albuquerque costs 14.0% less than Ogden. To match the purchasing power of a $75,000 salary in Albuquerque, you would need $87,228 in Ogden.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Albuquerque
112
Ogden
Groceries
97
Albuquerque
92
Ogden
Utilities
95
Albuquerque
80
Ogden
Transportation
99
Albuquerque
101
Ogden
Healthcare
94
Albuquerque
91
Ogden

Salary Equivalence

A $75,000 salary in Albuquerque has the same purchasing power as $87,228 in Ogden.

Conversely, $75,000 in Ogden equals $64,486 in Albuquerque.

Living in Albuquerque vs Ogden

Housing Costs

Albuquerque's housing index of 80 is lower Ogden's 112, translating to median home prices of $260,000 vs $385,000. The $125,000 difference in home prices means roughly $8,124 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Albuquerque compared to $1,250/mo in Ogden, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 97 in Albuquerque and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $461/month in Albuquerque vs $437/month in Ogden. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Albuquerque and 80 in Ogden. Monthly utility bills average approximately $380 in Albuquerque vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 94 in Albuquerque and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,911 in Albuquerque and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,512 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,235/month to housing in Albuquerque vs $1,636/month in Ogden. In Albuquerque, median rent of $1,100/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

Albuquerque is 14.0% more affordable overall with an index of 92 vs 107.
A $75,000 salary in Albuquerque has equivalent purchasing power to approximately $87,228 in Ogden, based on the cost of living difference.
Albuquerque's housing index is 80 with median homes at $260,000, while Ogden's is 112 with median homes at $385,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases