City Comparison

Albuquerque vs Lakewood

Cost of Living Comparison · 2026

Albuquerque

New Mexico
92
Below Average
$260,000
Median Home
$1,100/mo
Median Rent
$52,911
Median Income

Lakewood

Colorado
133
Expensive
$574,000
Median Home
$1,850/mo
Median Rent
$83,800
Median Income

The Verdict

30.8%

Albuquerque is 30.8% less expensive than Lakewood overall. A household earning $75,000 in Albuquerque would need approximately $108,424 in Lakewood to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Albuquerque
188
Lakewood
Groceries
97
Albuquerque
101
Lakewood
Utilities
95
Albuquerque
85
Lakewood
Transportation
99
Albuquerque
114
Lakewood
Healthcare
94
Albuquerque
84
Lakewood

Salary Equivalence

A $75,000 salary in Albuquerque has the same purchasing power as $108,424 in Lakewood.

Conversely, $75,000 in Lakewood equals $51,880 in Albuquerque.

Living in Albuquerque vs Lakewood

Housing Costs

Albuquerque's housing index of 80 is lower Lakewood's 188, translating to median home prices of $260,000 vs $574,000. The $314,000 difference in home prices means roughly $20,412 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Albuquerque compared to $1,850/mo in Lakewood, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 97 in Albuquerque and 101 in Lakewood. A household spending the national average of $475/month on groceries would pay approximately $461/month in Albuquerque vs $480/month in Lakewood. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Albuquerque and 85 in Lakewood. Monthly utility bills average approximately $380 in Albuquerque vs $340 in Lakewood. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 94 in Albuquerque and 84 in Lakewood. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,911 in Albuquerque and $83,800 in Lakewood. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,512 and $63,008 respectively. Lakewood residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,235/month to housing in Albuquerque vs $1,955/month in Lakewood. In Albuquerque, median rent of $1,100/mo fits within this budget. In Lakewood, median rent of $1,850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 108 index points — focus your budget analysis there.

Frequently Asked Questions

Albuquerque is 30.8% more affordable overall with an index of 92 vs 133.
A $75,000 salary in Albuquerque has equivalent purchasing power to approximately $108,424 in Lakewood, based on the cost of living difference.
Albuquerque's housing index is 80 with median homes at $260,000, while Lakewood's is 188 with median homes at $574,000.

Moving & Relocation Resources

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