City Comparison

Albuquerque vs Augusta

Cost of Living Comparison · 2026

Albuquerque

New Mexico
92
Below Average
$260,000
Median Home
$1,100/mo
Median Rent
$52,911
Median Income

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

The Verdict

3.4%

The cost gap between these cities is 3.4%, with Augusta being the more affordable option. A $75,000 income in Albuquerque has equivalent purchasing power to $72,554 in Augusta.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Albuquerque
72
Augusta
Groceries
97
Albuquerque
99
Augusta
Utilities
95
Albuquerque
108
Augusta
Transportation
99
Albuquerque
102
Augusta
Healthcare
94
Albuquerque
114
Augusta

Salary Equivalence

A $75,000 salary in Albuquerque has the same purchasing power as $72,554 in Augusta.

Conversely, $75,000 in Augusta equals $77,528 in Albuquerque.

Living in Albuquerque vs Augusta

Housing Costs

Albuquerque's housing index of 80 is higher Augusta's 72, translating to median home prices of $260,000 vs $250,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Albuquerque compared to $950/mo in Augusta, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 97 in Albuquerque and 99 in Augusta. A household spending the national average of $475/month on groceries would pay approximately $461/month in Albuquerque vs $470/month in Augusta. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Albuquerque and 108 in Augusta. Monthly utility bills average approximately $380 in Albuquerque vs $432 in Augusta. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 94 in Albuquerque and 114 in Augusta. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,911 in Albuquerque and $56,200 in Augusta. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,512 and $63,146 respectively. Augusta residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,235/month to housing in Albuquerque vs $1,311/month in Augusta. In Albuquerque, median rent of $1,100/mo fits within this budget. In Augusta, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 3.4% more affordable overall with an index of 89 vs 92.
A $75,000 salary in Albuquerque has equivalent purchasing power to approximately $72,554 in Augusta, based on the cost of living difference.
Albuquerque's housing index is 80 with median homes at $260,000, while Augusta's is 72 with median homes at $250,000.

Moving & Relocation Resources

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