City Comparison

Albany vs Pembroke Pines

Cost of Living Comparison · 2026

Albany

New York
99
Average
$220,000
Median Home
$1,200/mo
Median Rent
$43,098
Median Income

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

The Verdict

10.8%

Living in Albany costs 10.8% less than Pembroke Pines. To match the purchasing power of a $75,000 salary in Albany, you would need $84,091 in Pembroke Pines.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Albany
140
Pembroke Pines
Groceries
102
Albany
105
Pembroke Pines
Utilities
107
Albany
105
Pembroke Pines
Transportation
101
Albany
99
Pembroke Pines
Healthcare
100
Albany
91
Pembroke Pines

Salary Equivalence

A $75,000 salary in Albany has the same purchasing power as $84,091 in Pembroke Pines.

Conversely, $75,000 in Pembroke Pines equals $66,892 in Albany.

Living in Albany vs Pembroke Pines

Housing Costs

Albany's housing index of 93 is lower Pembroke Pines's 140, translating to median home prices of $220,000 vs $440,000. The $220,000 difference in home prices means roughly $14,304 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Albany compared to $1,900/mo in Pembroke Pines, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 102 in Albany and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $485/month in Albany vs $499/month in Pembroke Pines. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Albany and 105 in Pembroke Pines. Monthly utility bills average approximately $428 in Albany vs $420 in Pembroke Pines. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Albany and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $43,098 in Albany and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,533 and $77,387 respectively. Pembroke Pines residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,006/month to housing in Albany vs $2,004/month in Pembroke Pines. In Albany, median rent of $1,200/mo exceeds this threshold, suggesting renters may feel stretched. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.

Frequently Asked Questions

Albany is 10.8% more affordable overall with an index of 99 vs 111.
A $75,000 salary in Albany has equivalent purchasing power to approximately $84,091 in Pembroke Pines, based on the cost of living difference.
Albany's housing index is 93 with median homes at $220,000, while Pembroke Pines's is 140 with median homes at $440,000.

Moving & Relocation Resources

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