Side-by-side cost of living comparison for 2026
6% cheaper
Murfreesboro is 6% more affordable than Albany. A $75,000 salary in Albany is equivalent to $70,455 in Murfreesboro.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: New York salaries · Tennessee salaries
Housing is typically the biggest factor in any cost-of-living comparison. Albany has a housing index of 93 while Murfreesboro sits at 85 (national average = 100). The median home in Albany costs $220,000 compared to $325,000 in Murfreesboro, a difference of $105,000. Monthly rent follows a similar pattern: $1,200 in Albany versus $1,350 in Murfreesboro.
Groceries and everyday expenses show a notable difference: Albany scores 102 while Murfreesboro scores 95. Both cities are close to the national average for grocery costs.
Healthcare costs in Albany (100) are higher than Murfreesboro (96). Both are close to the national average.
Median household income in Albany is $43,098 compared to $55,200 in Murfreesboro. When adjusted for cost of living, income goes further in Murfreesboro.
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