Albany vs Daytona Beach
Cost of Living Comparison · 2026
Albany
Daytona Beach
The Verdict
Daytona Beach is 4.2% less expensive than Albany overall. A household earning $75,000 in Albany would need approximately $71,970 in Daytona Beach to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Albany has the same purchasing power as $71,970 in Daytona Beach.
Conversely, $75,000 in Daytona Beach equals $78,158 in Albany.
Living in Albany vs Daytona Beach
Housing Costs
Albany's housing index of 93 is equal to Daytona Beach's 93, translating to median home prices of $220,000 vs $288,000. The $68,000 difference in home prices means roughly $4,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Albany compared to $1,350/mo in Daytona Beach, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 102 in Albany and 104 in Daytona Beach. A household spending the national average of $475/month on groceries would pay approximately $485/month in Albany vs $494/month in Daytona Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 107 in Albany and 101 in Daytona Beach. Monthly utility bills average approximately $428 in Albany vs $404 in Daytona Beach. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Albany and 99 in Daytona Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $43,098 in Albany and $52,100 in Daytona Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $43,533 and $54,842 respectively. Daytona Beach residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,006/month to housing in Albany vs $1,216/month in Daytona Beach. In Albany, median rent of $1,200/mo exceeds this threshold, suggesting renters may feel stretched. In Daytona Beach, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 6 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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