City Comparison

Abilene vs Worcester

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Worcester

Massachusetts
125
Expensive
$340,000
Median Home
$1,600/mo
Median Rent
$52,228
Median Income

The Verdict

36.0%

The cost gap between these cities is 36.0%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $117,188 in Worcester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
152
Worcester
Groceries
91
Abilene
106
Worcester
Utilities
97
Abilene
122
Worcester
Transportation
89
Abilene
103
Worcester
Healthcare
96
Abilene
115
Worcester

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $117,188 in Worcester.

Conversely, $75,000 in Worcester equals $48,000 in Abilene.

Living in Abilene vs Worcester

Housing Costs

Abilene's housing index of 58 is lower Worcester's 152, translating to median home prices of $179,000 vs $340,000. The $161,000 difference in home prices means roughly $10,464 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,600/mo in Worcester, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 106 in Worcester. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $504/month in Worcester. Abilene offers a meaningful advantage on everyday food costs, saving roughly $864/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 122 in Worcester. Monthly utility bills average approximately $388 in Abilene vs $488 in Worcester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Abilene and 115 in Worcester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $52,228 in Worcester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $41,782 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,219/month in Worcester. In Abilene, median rent of $950/mo fits within this budget. In Worcester, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 94 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 36.0% more affordable overall with an index of 80 vs 125.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $117,188 in Worcester, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Worcester's is 152 with median homes at $340,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases