City Comparison

Abilene vs Visalia

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Visalia

California
106
Above Average
$419,000
Median Home
$1,375/mo
Median Rent
$80,000
Median Income

The Verdict

24.5%

Living in Abilene costs 24.5% less than Visalia. To match the purchasing power of a $75,000 salary in Abilene, you would need $99,375 in Visalia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
120
Visalia
Groceries
91
Abilene
104
Visalia
Utilities
97
Abilene
115
Visalia
Transportation
89
Abilene
112
Visalia
Healthcare
96
Abilene
100
Visalia

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $99,375 in Visalia.

Conversely, $75,000 in Visalia equals $56,604 in Abilene.

Living in Abilene vs Visalia

Housing Costs

Abilene's housing index of 58 is lower Visalia's 120, translating to median home prices of $179,000 vs $419,000. The $240,000 difference in home prices means roughly $15,600 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,375/mo in Visalia, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 104 in Visalia. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $494/month in Visalia. Abilene offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 115 in Visalia. Monthly utility bills average approximately $388 in Abilene vs $460 in Visalia. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Abilene and 100 in Visalia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $80,000 in Visalia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $75,472 respectively. Abilene residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,867/month in Visalia. In Abilene, median rent of $950/mo fits within this budget. In Visalia, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 62 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 24.5% more affordable overall with an index of 80 vs 106.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $99,375 in Visalia, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Visalia's is 120 with median homes at $419,000.

Moving & Relocation Resources

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