City Comparison

Abilene vs Topeka

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Topeka

Kansas
83
Very Affordable
$175,000
Median Home
$900/mo
Median Rent
$55,500
Median Income

The Verdict

3.6%

The cost gap between these cities is 3.6%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $77,813 in Topeka.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
55
Topeka
Groceries
91
Abilene
98
Topeka
Utilities
97
Abilene
97
Topeka
Transportation
89
Abilene
96
Topeka
Healthcare
96
Abilene
96
Topeka

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $77,813 in Topeka.

Conversely, $75,000 in Topeka equals $72,289 in Abilene.

Living in Abilene vs Topeka

Housing Costs

Abilene's housing index of 58 is higher Topeka's 55, translating to median home prices of $179,000 vs $175,000. The $4,000 difference in home prices means roughly $264 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $900/mo in Topeka, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 98 in Topeka. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $466/month in Topeka. Abilene offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 97 in Topeka. Monthly utility bills average approximately $388 in Abilene vs $388 in Topeka. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 96 in Topeka. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $55,500 in Topeka. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $66,867 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,295/month in Topeka. In Abilene, median rent of $950/mo fits within this budget. In Topeka, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Groceries, where the gap is 7 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 3.6% more affordable overall with an index of 80 vs 83.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $77,813 in Topeka, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Topeka's is 55 with median homes at $175,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases