City Comparison

Abilene vs Tacoma

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Tacoma

Washington
117
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$58,974
Median Income

The Verdict

31.6%

Living in Abilene costs 31.6% less than Tacoma. To match the purchasing power of a $75,000 salary in Abilene, you would need $109,688 in Tacoma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
140
Tacoma
Groceries
91
Abilene
105
Tacoma
Utilities
97
Abilene
108
Tacoma
Transportation
89
Abilene
108
Tacoma
Healthcare
96
Abilene
106
Tacoma

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $109,688 in Tacoma.

Conversely, $75,000 in Tacoma equals $51,282 in Abilene.

Living in Abilene vs Tacoma

Housing Costs

Abilene's housing index of 58 is lower Tacoma's 140, translating to median home prices of $179,000 vs $400,000. The $221,000 difference in home prices means roughly $14,364 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,600/mo in Tacoma, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 105 in Tacoma. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $499/month in Tacoma. Abilene offers a meaningful advantage on everyday food costs, saving roughly $804/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 108 in Tacoma. Monthly utility bills average approximately $388 in Abilene vs $432 in Tacoma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Abilene and 106 in Tacoma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $58,974 in Tacoma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $50,405 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,376/month in Tacoma. In Abilene, median rent of $950/mo fits within this budget. In Tacoma, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 82 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 31.6% more affordable overall with an index of 80 vs 117.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $109,688 in Tacoma, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Tacoma's is 140 with median homes at $400,000.

Moving & Relocation Resources

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