City Comparison

Abilene vs Springfield

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Springfield

Oregon
107
Above Average
$378,000
Median Home
$1,150/mo
Median Rent
$57,600
Median Income

The Verdict

25.2%

The cost gap between these cities is 25.2%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $100,313 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
116
Springfield
Groceries
91
Abilene
101
Springfield
Utilities
97
Abilene
96
Springfield
Transportation
89
Abilene
107
Springfield
Healthcare
96
Abilene
102
Springfield

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $100,313 in Springfield.

Conversely, $75,000 in Springfield equals $56,075 in Abilene.

Living in Abilene vs Springfield

Housing Costs

Abilene's housing index of 58 is lower Springfield's 116, translating to median home prices of $179,000 vs $378,000. The $199,000 difference in home prices means roughly $12,936 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,150/mo in Springfield, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $480/month in Springfield. Abilene offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 96 in Springfield. Monthly utility bills average approximately $388 in Abilene vs $384 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $53,832 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,344/month in Springfield. In Abilene, median rent of $950/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 58 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 25.2% more affordable overall with an index of 80 vs 107.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $100,313 in Springfield, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Springfield's is 116 with median homes at $378,000.

Moving & Relocation Resources

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