City Comparison

Abilene vs Springfield

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

25.2%

Living in Abilene costs 25.2% less than Springfield. To match the purchasing power of a $75,000 salary in Abilene, you would need $100,313 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
106
Springfield
Groceries
91
Abilene
104
Springfield
Utilities
97
Abilene
119
Springfield
Transportation
89
Abilene
101
Springfield
Healthcare
96
Abilene
114
Springfield

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $100,313 in Springfield.

Conversely, $75,000 in Springfield equals $56,075 in Abilene.

Living in Abilene vs Springfield

Housing Costs

Abilene's housing index of 58 is lower Springfield's 106, translating to median home prices of $179,000 vs $230,000. The $51,000 difference in home prices means roughly $3,312 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,200/mo in Springfield, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $494/month in Springfield. Abilene offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 119 in Springfield. Monthly utility bills average approximately $388 in Abilene vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Abilene and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $38,890 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $971/month in Springfield. In Abilene, median rent of $950/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 25.2% more affordable overall with an index of 80 vs 107.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $100,313 in Springfield, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

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