City Comparison

Abilene vs Spokane

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

18.4%

Abilene is 18.4% less expensive than Spokane overall. A household earning $75,000 in Abilene would need approximately $91,875 in Spokane to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
94
Spokane
Groceries
91
Abilene
99
Spokane
Utilities
97
Abilene
98
Spokane
Transportation
89
Abilene
101
Spokane
Healthcare
96
Abilene
102
Spokane

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $91,875 in Spokane.

Conversely, $75,000 in Spokane equals $61,224 in Abilene.

Living in Abilene vs Spokane

Housing Costs

Abilene's housing index of 58 is lower Spokane's 94, translating to median home prices of $179,000 vs $310,000. The $131,000 difference in home prices means roughly $8,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,200/mo in Spokane, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $470/month in Spokane. Abilene offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 98 in Spokane. Monthly utility bills average approximately $388 in Abilene vs $392 in Spokane. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $49,831 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,139/month in Spokane. In Abilene, median rent of $950/mo fits within this budget. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 18.4% more affordable overall with an index of 80 vs 98.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $91,875 in Spokane, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

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