City Comparison

Abilene vs South Bend

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

South Bend

Indiana
80
Very Affordable
$173,000
Median Home
$900/mo
Median Rent
$48,200
Median Income

The Verdict

0.0%

Living in Abilene costs 0.0% less than South Bend. To match the purchasing power of a $75,000 salary in Abilene, you would need $75,000 in South Bend.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
50
South Bend
Groceries
91
Abilene
97
South Bend
Utilities
97
Abilene
94
South Bend
Transportation
89
Abilene
102
South Bend
Healthcare
96
Abilene
88
South Bend

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $75,000 in South Bend.

Conversely, $75,000 in South Bend equals $75,000 in Abilene.

Living in Abilene vs South Bend

Housing Costs

Abilene's housing index of 58 is higher South Bend's 50, translating to median home prices of $179,000 vs $173,000. The $6,000 difference in home prices means roughly $396 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $900/mo in South Bend, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 97 in South Bend. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $461/month in South Bend. Abilene offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 94 in South Bend. Monthly utility bills average approximately $388 in Abilene vs $376 in South Bend. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 88 in South Bend. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $48,200 in South Bend. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $60,250 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,125/month in South Bend. In Abilene, median rent of $950/mo fits within this budget. In South Bend, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 0.0% more affordable overall with an index of 80 vs 80.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $75,000 in South Bend, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while South Bend's is 50 with median homes at $173,000.

Moving & Relocation Resources

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