City Comparison

Abilene vs Sioux Falls

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Sioux Falls

South Dakota
93
Below Average
$265,000
Median Home
$1,100/mo
Median Rent
$61,714
Median Income

The Verdict

14.0%

Living in Abilene costs 14.0% less than Sioux Falls. To match the purchasing power of a $75,000 salary in Abilene, you would need $87,188 in Sioux Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
80
Sioux Falls
Groceries
91
Abilene
97
Sioux Falls
Utilities
97
Abilene
94
Sioux Falls
Transportation
89
Abilene
98
Sioux Falls
Healthcare
96
Abilene
101
Sioux Falls

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $87,188 in Sioux Falls.

Conversely, $75,000 in Sioux Falls equals $64,516 in Abilene.

Living in Abilene vs Sioux Falls

Housing Costs

Abilene's housing index of 58 is lower Sioux Falls's 80, translating to median home prices of $179,000 vs $265,000. The $86,000 difference in home prices means roughly $5,592 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,100/mo in Sioux Falls, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $461/month in Sioux Falls. Abilene offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 94 in Sioux Falls. Monthly utility bills average approximately $388 in Abilene vs $376 in Sioux Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $66,359 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,440/month in Sioux Falls. In Abilene, median rent of $950/mo fits within this budget. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 14.0% more affordable overall with an index of 80 vs 93.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $87,188 in Sioux Falls, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Sioux Falls's is 80 with median homes at $265,000.

Moving & Relocation Resources

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