City Comparison

Abilene vs San Antonio

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

San Antonio

Texas
90
Below Average
$250,000
Median Home
$1,200/mo
Median Rent
$53,420
Median Income

The Verdict

11.1%

Abilene is 11.1% less expensive than San Antonio overall. A household earning $75,000 in Abilene would need approximately $84,375 in San Antonio to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
78
San Antonio
Groceries
91
Abilene
93
San Antonio
Utilities
97
Abilene
96
San Antonio
Transportation
89
Abilene
101
San Antonio
Healthcare
96
Abilene
95
San Antonio

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $84,375 in San Antonio.

Conversely, $75,000 in San Antonio equals $66,667 in Abilene.

Living in Abilene vs San Antonio

Housing Costs

Abilene's housing index of 58 is lower San Antonio's 78, translating to median home prices of $179,000 vs $250,000. The $71,000 difference in home prices means roughly $4,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,200/mo in San Antonio, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 93 in San Antonio. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $442/month in San Antonio. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 96 in San Antonio. Monthly utility bills average approximately $388 in Abilene vs $384 in San Antonio. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 95 in San Antonio. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $53,420 in San Antonio. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $59,356 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,246/month in San Antonio. In Abilene, median rent of $950/mo fits within this budget. In San Antonio, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 11.1% more affordable overall with an index of 80 vs 90.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $84,375 in San Antonio, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while San Antonio's is 78 with median homes at $250,000.

Moving & Relocation Resources

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