Abilene vs Roseville
Cost of Living Comparison · 2026
Abilene
Roseville
The Verdict
Abilene is 42.4% less expensive than Roseville overall. A household earning $75,000 in Abilene would need approximately $130,313 in Roseville to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Abilene has the same purchasing power as $130,313 in Roseville.
Conversely, $75,000 in Roseville equals $43,165 in Abilene.
Living in Abilene vs Roseville
Housing Costs
Abilene's housing index of 58 is lower Roseville's 179, translating to median home prices of $179,000 vs $625,000. The $446,000 difference in home prices means roughly $28,992 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $2,000/mo in Roseville, a monthly difference of $1,050.
Grocery & Food Costs
Grocery expenses index at 91 in Abilene and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $499/month in Roseville. Abilene offers a meaningful advantage on everyday food costs, saving roughly $804/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 163 in Roseville. Monthly utility bills average approximately $388 in Abilene vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 96 in Abilene and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $62,600 in Abilene and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $3,332/month in Roseville. In Abilene, median rent of $950/mo fits within this budget. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 121 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases