City Comparison

Abilene vs Pearland

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Pearland

Texas
100
Average
$372,000
Median Home
$1,800/mo
Median Rent
$118,800
Median Income

The Verdict

20.0%

Living in Abilene costs 20.0% less than Pearland. To match the purchasing power of a $75,000 salary in Abilene, you would need $93,750 in Pearland.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
99
Pearland
Groceries
91
Abilene
97
Pearland
Utilities
97
Abilene
100
Pearland
Transportation
89
Abilene
91
Pearland
Healthcare
96
Abilene
105
Pearland

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $93,750 in Pearland.

Conversely, $75,000 in Pearland equals $60,000 in Abilene.

Living in Abilene vs Pearland

Housing Costs

Abilene's housing index of 58 is lower Pearland's 99, translating to median home prices of $179,000 vs $372,000. The $193,000 difference in home prices means roughly $12,540 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,800/mo in Pearland, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 97 in Pearland. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $461/month in Pearland. Abilene offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 100 in Pearland. Monthly utility bills average approximately $388 in Abilene vs $400 in Pearland. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 105 in Pearland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $118,800 in Pearland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $118,800 respectively. Pearland residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $2,772/month in Pearland. In Abilene, median rent of $950/mo fits within this budget. In Pearland, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 41 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 20.0% more affordable overall with an index of 80 vs 100.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $93,750 in Pearland, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Pearland's is 99 with median homes at $372,000.

Moving & Relocation Resources

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