City Comparison

Abilene vs Odessa

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

The Verdict

5.9%

Living in Abilene costs 5.9% less than Odessa. To match the purchasing power of a $75,000 salary in Abilene, you would need $79,688 in Odessa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
72
Odessa
Groceries
91
Abilene
96
Odessa
Utilities
97
Abilene
100
Odessa
Transportation
89
Abilene
93
Odessa
Healthcare
96
Abilene
96
Odessa

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $79,688 in Odessa.

Conversely, $75,000 in Odessa equals $70,588 in Abilene.

Living in Abilene vs Odessa

Housing Costs

Abilene's housing index of 58 is lower Odessa's 72, translating to median home prices of $179,000 vs $223,000. The $44,000 difference in home prices means roughly $2,856 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,150/mo in Odessa, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $456/month in Odessa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 100 in Odessa. Monthly utility bills average approximately $388 in Abilene vs $400 in Odessa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,715/month in Odessa. In Abilene, median rent of $950/mo fits within this budget. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 5.9% more affordable overall with an index of 80 vs 85.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $79,688 in Odessa, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Odessa's is 72 with median homes at $223,000.

Moving & Relocation Resources

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