City Comparison

Abilene vs New Bedford

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

The Verdict

28.6%

Abilene is 28.6% less expensive than New Bedford overall. A household earning $75,000 in Abilene would need approximately $105,000 in New Bedford to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
116
New Bedford
Groceries
91
Abilene
104
New Bedford
Utilities
97
Abilene
145
New Bedford
Transportation
89
Abilene
108
New Bedford
Healthcare
96
Abilene
118
New Bedford

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $105,000 in New Bedford.

Conversely, $75,000 in New Bedford equals $53,571 in Abilene.

Living in Abilene vs New Bedford

Housing Costs

Abilene's housing index of 58 is lower New Bedford's 116, translating to median home prices of $179,000 vs $371,000. The $192,000 difference in home prices means roughly $12,480 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,225/mo in New Bedford, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $494/month in New Bedford. Abilene offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 145 in New Bedford. Monthly utility bills average approximately $388 in Abilene vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Abilene and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $50,893 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,330/month in New Bedford. In Abilene, median rent of $950/mo fits within this budget. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 58 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 28.6% more affordable overall with an index of 80 vs 112.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $105,000 in New Bedford, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while New Bedford's is 116 with median homes at $371,000.

Moving & Relocation Resources

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