Abilene vs Nampa
Cost of Living Comparison · 2026
Abilene
Nampa
The Verdict
Living in Abilene costs 23.8% less than Nampa. To match the purchasing power of a $75,000 salary in Abilene, you would need $98,438 in Nampa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Abilene has the same purchasing power as $98,438 in Nampa.
Conversely, $75,000 in Nampa equals $57,143 in Abilene.
Living in Abilene vs Nampa
Housing Costs
Abilene's housing index of 58 is lower Nampa's 104, translating to median home prices of $179,000 vs $371,000. The $192,000 difference in home prices means roughly $12,480 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,500/mo in Nampa, a monthly difference of $550.
Grocery & Food Costs
Grocery expenses index at 91 in Abilene and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $499/month in Nampa. Abilene offers a meaningful advantage on everyday food costs, saving roughly $804/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 83 in Nampa. Monthly utility bills average approximately $388 in Abilene vs $332 in Nampa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 96 in Abilene and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $62,600 in Abilene and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $70,762 respectively. Abilene residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,734/month in Nampa. In Abilene, median rent of $950/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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