Abilene vs Montgomery

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $74,063 in Montgomery.

Conversely, $75,000 in Montgomery equals $75,949 in Abilene.

Living in Abilene vs Montgomery

Housing Costs

Abilene's housing index of 58 is higher Montgomery's 49, translating to median home prices of $179,000 vs $162,000. The $17,000 difference in home prices means roughly $1,104 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,000/mo in Montgomery, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $470/month in Montgomery. Abilene offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 115 in Montgomery. Monthly utility bills average approximately $388 in Abilene vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Abilene and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $71,899 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,325/month in Montgomery. In Abilene, median rent of $950/mo fits within this budget. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

As an Amazon Associate we earn from qualifying purchases