City Comparison

Abilene vs Mobile

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Mobile

Alabama
84
Very Affordable
$193,000
Median Home
$975/mo
Median Rent
$53,600
Median Income

The Verdict

4.8%

Abilene is 4.8% less expensive than Mobile overall. A household earning $75,000 in Abilene would need approximately $78,750 in Mobile to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
60
Mobile
Groceries
91
Abilene
98
Mobile
Utilities
97
Abilene
108
Mobile
Transportation
89
Abilene
90
Mobile
Healthcare
96
Abilene
100
Mobile

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $78,750 in Mobile.

Conversely, $75,000 in Mobile equals $71,429 in Abilene.

Living in Abilene vs Mobile

Housing Costs

Abilene's housing index of 58 is lower Mobile's 60, translating to median home prices of $179,000 vs $193,000. The $14,000 difference in home prices means roughly $912 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $975/mo in Mobile, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 98 in Mobile. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $466/month in Mobile. Abilene offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 108 in Mobile. Monthly utility bills average approximately $388 in Abilene vs $432 in Mobile. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Abilene and 100 in Mobile. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $53,600 in Mobile. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $63,810 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,251/month in Mobile. In Abilene, median rent of $950/mo fits within this budget. In Mobile, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 4.8% more affordable overall with an index of 80 vs 84.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $78,750 in Mobile, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Mobile's is 60 with median homes at $193,000.

Moving & Relocation Resources

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