City Comparison

Abilene vs Minneapolis

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Minneapolis

Minnesota
106
Above Average
$310,000
Median Home
$1,500/mo
Median Rent
$64,285
Median Income

The Verdict

24.5%

The cost gap between these cities is 24.5%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $99,375 in Minneapolis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
112
Minneapolis
Groceries
91
Abilene
104
Minneapolis
Utilities
97
Abilene
97
Minneapolis
Transportation
89
Abilene
108
Minneapolis
Healthcare
96
Abilene
105
Minneapolis

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $99,375 in Minneapolis.

Conversely, $75,000 in Minneapolis equals $56,604 in Abilene.

Living in Abilene vs Minneapolis

Housing Costs

Abilene's housing index of 58 is lower Minneapolis's 112, translating to median home prices of $179,000 vs $310,000. The $131,000 difference in home prices means roughly $8,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,500/mo in Minneapolis, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 104 in Minneapolis. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $494/month in Minneapolis. Abilene offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 97 in Minneapolis. Monthly utility bills average approximately $388 in Abilene vs $388 in Minneapolis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 105 in Minneapolis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $64,285 in Minneapolis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $60,646 respectively. Abilene residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,500/month in Minneapolis. In Abilene, median rent of $950/mo fits within this budget. In Minneapolis, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 24.5% more affordable overall with an index of 80 vs 106.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $99,375 in Minneapolis, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Minneapolis's is 112 with median homes at $310,000.

Moving & Relocation Resources

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