City Comparison

Abilene vs Manhattan

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Manhattan

New York
235
Very Expensive
$1.1M
Median Home
$4,200/mo
Median Rent
$93,651
Median Income

The Verdict

66.0%

Abilene is 66.0% less expensive than Manhattan overall. A household earning $75,000 in Abilene would need approximately $220,313 in Manhattan to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
421
Manhattan
Groceries
91
Abilene
115
Manhattan
Utilities
97
Abilene
142
Manhattan
Transportation
89
Abilene
94
Manhattan
Healthcare
96
Abilene
112
Manhattan

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $220,313 in Manhattan.

Conversely, $75,000 in Manhattan equals $25,532 in Abilene.

Living in Abilene vs Manhattan

Housing Costs

Abilene's housing index of 58 is lower Manhattan's 421, translating to median home prices of $179,000 vs $1.1M. The $971,000 difference in home prices means roughly $63,120 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $4,200/mo in Manhattan, a monthly difference of $3,250.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 115 in Manhattan. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $546/month in Manhattan. Abilene offers a meaningful advantage on everyday food costs, saving roughly $1368/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 142 in Manhattan. Monthly utility bills average approximately $388 in Abilene vs $568 in Manhattan. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Abilene and 112 in Manhattan. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $93,651 in Manhattan. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $39,851 respectively. Abilene residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $2,185/month in Manhattan. In Abilene, median rent of $950/mo fits within this budget. In Manhattan, median rent of $4,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 363 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 66.0% more affordable overall with an index of 80 vs 235.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $220,313 in Manhattan, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Manhattan's is 421 with median homes at $1.1M.

Moving & Relocation Resources

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