City Comparison

Abilene vs Lexington

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

The Verdict

14.0%

The cost gap between these cities is 14.0%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $87,188 in Lexington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
82
Lexington
Groceries
91
Abilene
96
Lexington
Utilities
97
Abilene
91
Lexington
Transportation
89
Abilene
98
Lexington
Healthcare
96
Abilene
94
Lexington

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $87,188 in Lexington.

Conversely, $75,000 in Lexington equals $64,516 in Abilene.

Living in Abilene vs Lexington

Housing Costs

Abilene's housing index of 58 is lower Lexington's 82, translating to median home prices of $179,000 vs $245,000. The $66,000 difference in home prices means roughly $4,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,200/mo in Lexington, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 96 in Lexington. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $456/month in Lexington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 91 in Lexington. Monthly utility bills average approximately $388 in Abilene vs $364 in Lexington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 94 in Lexington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $55,648 in Lexington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $59,837 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,298/month in Lexington. In Abilene, median rent of $950/mo fits within this budget. In Lexington, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 14.0% more affordable overall with an index of 80 vs 93.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $87,188 in Lexington, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Lexington's is 82 with median homes at $245,000.

Moving & Relocation Resources

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