City Comparison

Abilene vs Laredo

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

The Verdict

2.4%

Abilene is 2.4% less expensive than Laredo overall. A household earning $75,000 in Abilene would need approximately $76,875 in Laredo to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
81
Laredo
Groceries
91
Abilene
91
Laredo
Utilities
97
Abilene
107
Laredo
Transportation
89
Abilene
90
Laredo
Healthcare
96
Abilene
77
Laredo

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $76,875 in Laredo.

Conversely, $75,000 in Laredo equals $73,171 in Abilene.

Living in Abilene vs Laredo

Housing Costs

Abilene's housing index of 58 is lower Laredo's 81, translating to median home prices of $179,000 vs $190,000. The $11,000 difference in home prices means roughly $720 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,075/mo in Laredo, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 91 in Laredo. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $432/month in Laredo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 107 in Laredo. Monthly utility bills average approximately $388 in Abilene vs $428 in Laredo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 77 in Laredo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $63,900 in Laredo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $77,927 respectively. Abilene residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,491/month in Laredo. In Abilene, median rent of $950/mo fits within this budget. In Laredo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 2.4% more affordable overall with an index of 80 vs 82.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $76,875 in Laredo, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Laredo's is 81 with median homes at $190,000.

Moving & Relocation Resources

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