City Comparison

Abilene vs Knoxville

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Knoxville

Tennessee
88
Below Average
$240,000
Median Home
$1,100/mo
Median Rent
$42,898
Median Income

The Verdict

9.1%

The cost gap between these cities is 9.1%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $82,500 in Knoxville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
73
Knoxville
Groceries
91
Abilene
94
Knoxville
Utilities
97
Abilene
90
Knoxville
Transportation
89
Abilene
97
Knoxville
Healthcare
96
Abilene
93
Knoxville

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $82,500 in Knoxville.

Conversely, $75,000 in Knoxville equals $68,182 in Abilene.

Living in Abilene vs Knoxville

Housing Costs

Abilene's housing index of 58 is lower Knoxville's 73, translating to median home prices of $179,000 vs $240,000. The $61,000 difference in home prices means roughly $3,960 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,100/mo in Knoxville, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 94 in Knoxville. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $447/month in Knoxville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 90 in Knoxville. Monthly utility bills average approximately $388 in Abilene vs $360 in Knoxville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 93 in Knoxville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $42,898 in Knoxville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $48,748 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,001/month in Knoxville. In Abilene, median rent of $950/mo fits within this budget. In Knoxville, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 9.1% more affordable overall with an index of 80 vs 88.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $82,500 in Knoxville, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Knoxville's is 73 with median homes at $240,000.

Moving & Relocation Resources

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