City Comparison

Abilene vs Johnson City

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Johnson City

Tennessee
85
Very Affordable
$276,000
Median Home
$1,025/mo
Median Rent
$55,400
Median Income

The Verdict

5.9%

The cost gap between these cities is 5.9%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $79,688 in Johnson City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
66
Johnson City
Groceries
91
Abilene
95
Johnson City
Utilities
97
Abilene
95
Johnson City
Transportation
89
Abilene
88
Johnson City
Healthcare
96
Abilene
94
Johnson City

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $79,688 in Johnson City.

Conversely, $75,000 in Johnson City equals $70,588 in Abilene.

Living in Abilene vs Johnson City

Housing Costs

Abilene's housing index of 58 is lower Johnson City's 66, translating to median home prices of $179,000 vs $276,000. The $97,000 difference in home prices means roughly $6,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,025/mo in Johnson City, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $451/month in Johnson City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 95 in Johnson City. Monthly utility bills average approximately $388 in Abilene vs $380 in Johnson City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $65,176 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,293/month in Johnson City. In Abilene, median rent of $950/mo fits within this budget. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 8 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 5.9% more affordable overall with an index of 80 vs 85.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $79,688 in Johnson City, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Johnson City's is 66 with median homes at $276,000.

Moving & Relocation Resources

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