City Comparison

Abilene vs Jackson

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Jackson

Mississippi
82
Very Affordable
$125,000
Median Home
$900/mo
Median Rent
$36,528
Median Income

The Verdict

2.4%

The cost gap between these cities is 2.4%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $76,875 in Jackson.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
56
Jackson
Groceries
91
Abilene
95
Jackson
Utilities
97
Abilene
86
Jackson
Transportation
89
Abilene
97
Jackson
Healthcare
96
Abilene
88
Jackson

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $76,875 in Jackson.

Conversely, $75,000 in Jackson equals $73,171 in Abilene.

Living in Abilene vs Jackson

Housing Costs

Abilene's housing index of 58 is higher Jackson's 56, translating to median home prices of $179,000 vs $125,000. The $54,000 difference in home prices means roughly $3,516 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $900/mo in Jackson, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 95 in Jackson. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $451/month in Jackson. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 86 in Jackson. Monthly utility bills average approximately $388 in Abilene vs $344 in Jackson. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Abilene and 88 in Jackson. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $36,528 in Jackson. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $44,546 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $852/month in Jackson. In Abilene, median rent of $950/mo fits within this budget. In Jackson, median rent of $900/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 2.4% more affordable overall with an index of 80 vs 82.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $76,875 in Jackson, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Jackson's is 56 with median homes at $125,000.

Moving & Relocation Resources

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