City Comparison

Abilene vs Fort Worth

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Fort Worth

Texas
95
Below Average
$270,000
Median Home
$1,400/mo
Median Rent
$62,187
Median Income

The Verdict

15.8%

Living in Abilene costs 15.8% less than Fort Worth. To match the purchasing power of a $75,000 salary in Abilene, you would need $89,063 in Fort Worth.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
87
Fort Worth
Groceries
91
Abilene
96
Fort Worth
Utilities
97
Abilene
99
Fort Worth
Transportation
89
Abilene
106
Fort Worth
Healthcare
96
Abilene
100
Fort Worth

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $89,063 in Fort Worth.

Conversely, $75,000 in Fort Worth equals $63,158 in Abilene.

Living in Abilene vs Fort Worth

Housing Costs

Abilene's housing index of 58 is lower Fort Worth's 87, translating to median home prices of $179,000 vs $270,000. The $91,000 difference in home prices means roughly $5,916 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,400/mo in Fort Worth, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 96 in Fort Worth. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $456/month in Fort Worth. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 99 in Fort Worth. Monthly utility bills average approximately $388 in Abilene vs $396 in Fort Worth. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 100 in Fort Worth. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $62,187 in Fort Worth. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $65,460 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,451/month in Fort Worth. In Abilene, median rent of $950/mo fits within this budget. In Fort Worth, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 15.8% more affordable overall with an index of 80 vs 95.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $89,063 in Fort Worth, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Fort Worth's is 87 with median homes at $270,000.

Moving & Relocation Resources

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