City Comparison

Abilene vs Fort Wayne

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

The Verdict

2.4%

The cost gap between these cities is 2.4%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $76,875 in Fort Wayne.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
57
Fort Wayne
Groceries
91
Abilene
99
Fort Wayne
Utilities
97
Abilene
93
Fort Wayne
Transportation
89
Abilene
101
Fort Wayne
Healthcare
96
Abilene
96
Fort Wayne

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $76,875 in Fort Wayne.

Conversely, $75,000 in Fort Wayne equals $73,171 in Abilene.

Living in Abilene vs Fort Wayne

Housing Costs

Abilene's housing index of 58 is higher Fort Wayne's 57, translating to median home prices of $179,000 vs $195,000. The $16,000 difference in home prices means roughly $1,044 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $950/mo in Fort Wayne, a monthly difference of $0.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $470/month in Fort Wayne. Abilene offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 93 in Fort Wayne. Monthly utility bills average approximately $388 in Abilene vs $372 in Fort Wayne. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $66,585 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,274/month in Fort Wayne. In Abilene, median rent of $950/mo fits within this budget. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 2.4% more affordable overall with an index of 80 vs 82.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $76,875 in Fort Wayne, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Fort Wayne's is 57 with median homes at $195,000.

Moving & Relocation Resources

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